Funding Your Claim

Experienced in the Legal Profession With Over 30 Years of Legal Experience

Under Rule 15 Solicitors Practice Rules 1999 we will explain to you all the possible methods of funding your case. This will included checking your household insurance and credit cards for legal expense cover, then we can discuss no win no fee.

We will also explain to you the difference between your own solicitor's costs and costs which may be awarded to the you if you win the case. It is important that we as your solicitor explains to you that if you lose the case you may have to pay our costs and your opponent's costs. However, this risk may be covered by insurance. If you already have legal expense cover as part of your household expense or credit card insurance then this risk may already be covered. If not then legal expense insurance can be purchased and many companies allow claimants to defer payment of the premium until the outcome of the case. However, if you lose the case then whilst you may not have to pay your own solicitor's costs, you may still incur your opponent's costs. It's not all bad news though because we will have undertaken a stringent risk assessment of your case before advising you to pursue a claim and an insurance company may absorb the risk that if you lose the premium will not be recovered so that you will not have to pay anything. We are able to offer this to our clients as we have arrangements with insurance companies so that if you lose you will not have to pay anything. This is a service which claims management companies simply cannot offer as they are not able to undertake stringent risk assessments and as they are not regulated they are not trusted by the insurance industry to do so.

All of this information will be explained to you in a client care letter, sometimes known as a rule 15 letter. The letter will also cover other important aspects designed for your protection such as who to complain to if you are dissatisfied with the service you are getting.